EMI mode of payment is a great way to spread out a smartphone, which can often become a heavy expense for people. Especially for somebody who wants the flagship experience but can’t afford to pay all at once. In fact, knowing how to take EMI on Cashify can actually save you so much money and also not cause a financial burden.
Cashify is one platform that offers the utmost convenience to its customers. The Cashify EMI option is available in various services they offer. You can comfortably divide and spread the payment and bring your tech dreams to life. Be it a refurbished premium phone, smartwatch, laptop, or other electronics.
In this article, we will tell you how to take EMI on Cashify and the other details you need to know when exploring this platform.
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Cashify- Your Best Destination For Affordable Smartphone Purchase!
Dreamt of an iPhone? Or want to try out the latest Samsung Galaxy S series? Need a phone just for gaming? Or do you wish to keep a secondary phone handy for basic tasks? No matter what your requirement is, Cashify can fulfil it affordably!
Cashify is the best-certified platform for refurbished electronics in India. Primarily, it provides facilities for buying and selling pre-owned mobile phones, offering instant cash for used devices.
The pre-owned devices from Cashify are initially checked for quality and repaired if required. Once they meet all the protocols, they are re-packaged for resale. Moreover, you can choose from various qualities available for a particular phone model.
How Cashify Brings Affordable Deals?
- The price of the refurbished models is partly determined by the model’s original market price and its available condition. This way, the cost is cut to at least half the original price.
- You can get additional discounts depending on the payment method you choose.
- Cashify partners with several financial institutions to provide EMI (Equated Monthly Installment) options, making your upgrade even more accessible.
- There are no-cost EMI options available on Cashify.
Cashify offers a wide range of devices, so you are sure to find what you need, and you pay only according to your expectations. However, many people have difficulties in providing the full amount upfront, or they don’t just want to. Honestly, for many, EMI is a smart investment decision.
Also Read: Best Place To Buy The Refurbished Samsung Galaxy S23 Ultra!
Process On How To Take EMI On Cashify!
Read on to unlock the secrets of Cashify’s EMI feature and turn your wishes into reality.
Step 1: Find Your Ideal Device
Start by browsing Cashify’s vast selection of phones, tablets, laptops, and other electronics. Read the product descriptions carefully to ensure it meets your needs and budget.
Step 2: Choose the EMI Option
Head to the checkout page, where you will see various payment methods. Choose “EMI” to begin your journey to hassle-free instalments. You will be directed to enter your details like email id, shipping address and so on. After you complete that, click on ‘Continue to Payment’
Step 3: Avail Your Choice Of EMI
You have three ways to initiate the EMI Payments:
- EMI Debit/Credit: Cashify collaborates with renowned financial institutions such as Axis Bank and SBI Bank for No-Cost EMI to provide customers with flexible payment options. It means there will be no down payment.
- Cashless EMI: For this, you don’t need to provide Credit or Debit card details. However, there will be a fraction of the payment amount that you will have to pay in the down payment.
- Easy EMI: This is another cardless payment method. Here, you will not need a debit or credit card. However, keep your PAN number handy.
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Step 4: Navigate the EMI Application
Based on your chosen partner, you’ll be redirected to their platform for a simple online application.
If you have chosen EMI Debit/Credit: You’ll need to choose the specific EMI provider or bank that offers this service.
- Select the EMI Plan, which will include the payment breakdown and tenure details.
- Be prepared to provide basic information and bank card details.
- Click on ‘Proceed To Pay’
Choosing Cashify Cashless EMI: The Snapmint option will be auto-selected.
- Click on ‘Proceed to Pay’. On the next page, you will get the whole breakdown of the payment process. The downpayment amount, duration and so on.
- Browse the EMI Plans and select your EMI tenure.
- Enter your registered mobile number. An OTP will be sent to your number for verification. Enter the OTP and continue.
If you have chosen Easy EMI: Tick the box for agreeing to terms and condition and proceed.
- Fill in the personal information like email id, DOB, PAN card and proceed.
- On the next page, you fill in details like Pincode and address type.
- Fill in your personal financial information, such as monthly income.
- After filling in all the prompted details, select a loan offer and proceed.
Step 5: Confirm and Enjoy!
Once your EMI application is approved, confirm your order, and voila! Your gadget is on its way.
Remember:
- Specific steps may vary depending on the EMI partner and product. Always double-check the information and terms on Cashify’s website.
- When opting for EMI, ensure you can manage the monthly payments comfortably.
- For any assistance, visit Cashify’s website or contact the helpful customer support team.
- Compare the interest rates and processing fees of different EMI partners before choosing.
- Carefully read and understand the agreements and terms associated with EMI to avoid misunderstandings.
You can check out the video to get a step-by-step idea on how to take EMI on Cashify.
Finally
In conclusion, with the Cashify EMI option readily available, shoppers can make their purchases more affordable and convenient. By keeping an eye on the website for exclusive offers and deals, users can take full advantage of this feature. Now that you are clear about how to take EMI on Cashify, you can have a seamless and budget-friendly shopping experience.
Also Read: Reality Of Refurbished Mobile Phones – Now You Will Be Shocked!
FAQ: Your Questions!
1. What is Cashify Debit Card EMI eligibility?
Right now, Cashify offers Debit Card EMI only for HDFC Bank and ICICI bank users. You can get no-cost EMIs for 3 to 6 months, and regular EMIs for up to 18 months.
2. What is Cashify SBI Credit Card EMI?
If you are using an SBI credit card, you can choose no-cost EMIs for 3 or 6 months, or regular EMIs for up to 24 months.
3. Does Cashify have an EMI option?
Yes! Cashify offers multiple EMI options, Debit Card EMI, Credit Card EMI, and even Cardless EMI. You can select EMI directly during checkout.
4. What is Cashify No-Cost EMI on credit cards?
No-Cost EMI means you can pay in instalments without paying any extra interest. Just pick the EMI option at checkout and choose your credit card. You pay only the product price and nothing extra.
5. What is the Cashify EMI option without a credit card?
Cashify offers Cardless EMI and Easy EMI, both of which do not require a credit or debit card.
- Cardless EMI: Needs only mobile verification.
- Easy EMI: Flexible EMI option without any cards.
6. Why is the Cashify EMI option not showing?
The EMI option may not appear due to:
- Product not eligible for EMI
- Your bank not supporting EMI for that product
- Some payment methods not showing EMI Try selecting EMI at checkout again. If it still doesn’t show, contact Cashify support.
7. Is there a minimum order amount for EMI?
Yes, most EMI plans require a minimum transaction amount. This varies by bank and EMI type.
8. Are there any extra charges for EMI on Cashify?
There is an extra charge or interest on No-Cost EMI. For standard EMI, regular bank interest may apply. For Cardless EMI, some providers may add small processing charges.
9. Can I cancel an order placed on EMI?
Yes, but the refund and EMI closure depend on your bank’s policies. Once refunded, the bank usually cancels the EMI within a few working days.
10. Can I pre-close or pay off my EMI early?
Some banks allow EMI foreclosure, but charges may apply. You will need to check with your bank/card provider.
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If you’ve just bought a new phone and don’t know what to do with your old phone, then here’s your answer. Sell old mobile to Cashify and get the best price for it. If you are planning to buy a new phone, check out Cashify’s refurbished mobile phones. You can get your favourite phone at almost half price with 6 6-month warranty, 15 days refund and free delivery.
