Today, overloading options have made finding the best mobile phone under 20000 so challenging. You can easily get a decent phone that doesn’t do every task, and the quality of output is acceptable. You can actually use these phones for 2-3 years before upgrading. If the options don’t quite meet your expectations, don’t worry!
You can always choose the refurbished version of better phones that will come within your 20k budget. They are as good as new ones and offer a premium experience in less price. Nevertheless, I have curated a collection of both types so that you get to choose the best one for you.
Also Read: Grab These Best Mobile Phones Under 15000 Rupees
List Of The Best Mobile Phone Under 20000: Top Picks!
The Rs. 10,000 to Rs. 20,000 price range is popular among Indian buyers in 2025. The competition is tough as all these phones offer excellent value. These best mobile phones under 20000 are perfect for students, professionals, and casual users.
Here’s a curated list of the best 5G mobile phone under 20000 rupees in India:
| Best Mobile Phone Under 20000 | Price | Buying Link |
|---|---|---|
| Nothing Phone 3a Lite | Rs. 19,999 | Buy On Flipkart |
| Vivo T4R | Rs. 19,499 | Buy on Flipkart |
| Redmi 15 5G | Rs. 14,183 | Buy on Flipkart |
| Realme P4 5G | Rs. 16,999 | Buy on Flipkart |
| Motorola G96 | Rs. 17,999 | Buy on Flipkart |
| POCO X7 5G | Rs. 16,999 | Buy On Flipkart |
| Tecno POVA Slim | Rs. 19,950 | Buy On Flipkart |
| CMF By Nothing Phone 2 Pro | Rs. 17,999 | Buy On Flipkart |
| OPPO K13 5G | Rs. 17,999 | Buy on Flipkart |
| Samsung Galaxy A35 5G | Rs. 18,999 | Buy On Flipkart |
Nothing Phone 3a Lite
Nothing Phone 3a Lite is a latest launch and you can buy it on Flipkart. It’s a great phone with amazing features. Not to forget, you get to have the unique Glyph design that made Nothing phones popular. Let’s check out some of the best features:
- 6.77″ AMOLED, 120Hz, HDR, 1080×2392, up to 3000 nits
- Android 15 (Nothing OS 3.5), 3 updates
- Dimensity 7300 Pro, 8GB RAM, 128GB/256GB + microSD
- 50MP OIS + 8MP ultrawide + 2MP macro, 4K video
- 16MP selfie
- 5000mAh, 33W fast charge, 5W reverse charging
Nothing Phone 3a Lite Pros & Cons
| Pros | Cons |
|---|---|
| Bright 120Hz AMOLED display | No headphone jack |
| Strong Dimensity 7300 Pro performance | USB-C is only 2.0 |
| Long software support (3 major updates) | Average 2MP macro camera |
| Great battery life + 33W fast charging | No wireless charging |
| Good 50MP main camera with OIS | Plastic build |
Vivo T4R 5G
The Vivo brand has become popular gradually. It is releasing some worthy models, one of them being the Vivo T4R. This is the best mobile phone under 20000 offered by the brand. Content creators and outdoor adventurers who need waterproofing can get this.
- 6.77″ curved AMOLED, 120Hz, FHD+, 1800 nits
- Dimensity 7400 (4nm)
- 12GB RAM (+12GB virtual), 256GB storage
- 50MP OIS + 32MP selfie, 4K video
- 5700mAh battery
- Android 15 (Funtouch OS 15)
- 7.39mm, stereo speakers, military-grade build
Vivo T4 Pros & Cons
| Pros | Cons |
|---|---|
| 6.77″ AMOLED, 120Hz, 1.07B colours | Only 2MP depth camera |
| Front camera has OIS | |
| decent battery life | |
| Up to 12GB RAM + extended RAM | |
| MediaTek Dimensity 7400 chipset | |
| Military-grade build, stereo speakers |
Redmi 15 5G
Xiaomi has recently launched a really durable smartphone at Rs. 18,999. The Redmi 15 brings AI capabilities to the budget. The highlight is that it has a massive battery of 7000mAh. In fact, the company has also promoted with the tagline “One Charge. Two Days. Zero Worries.”
This phone is ideal for people constantly watching series or media. Heavy multitaskers who need exceptional battery life and immersive viewing can pick this one without a thought. Let’s have a look at the specs of this best mobile phone under 20000:
- 6.9″ FHD+ LCD, up to 144Hz, 700 nits
- Snapdragon 6s Gen 3 (6nm)
- 4/8GB RAM (+ extended), 128/256GB + microSD
- 50MP rear + 8MP front, 1080p video
- 7000mAh battery
- Android 15 (HyperOS 2)
- IP64, Dolby Atmos, side fingerprint, IR blaster
Redmi 15 5G Pros & Cons
| Pros | Cons |
|---|---|
| 6.9″ FHD+ DotDisplay, 144Hz | LCD display (not AMOLED) |
| 7000 mAh battery | Heavier at 217 g |
| 50MP main + 8MP front camera | Basic front camera |
| 4–8GB RAM with 16GB extended | |
| Expandable storage up to 2TB | |
| IP64 water/dust resistant, Dolby Atmos |
Realme P4 5G
The Realme P4 is a powerful phone for its price. It has a 6.77-inch screen with a 144Hz refresh rate. You can easily play games and binge-watch your favourite shows. The MediaTek Dimensity 7400 chip gives it a good performance.
The 50-megapixel main camera takes decent photos. The 16MP selfie camera is perfect for video calls and selfies. One of the best choices for the best mobile phone under 20000. This is best for daily commuters, outdoorsy people, and gamers requiring extended battery and water resistance.
- Dimensity 7400 Ultra (4nm) with Hyper Vision AI, up to 144fps
- 6.77″ AMOLED, FHD+ (2392×1080), 144Hz, 10-bit color
- 50MP + 8MP rear, 16MP Sony front, 4K video
- 7000mAh battery, 80W fast charging
- Android 15 (Realme UI 6.0)
- 7.58mm thin, 185g, Mali-G615 GPU
Realme P4 5G Pros & Cons
| Pros | Cons |
|---|---|
| Powerful 5G chipset | No OIS |
| 7000 mAh battery + 80W fast charging | No wireless charging |
| 144 Hz AMOLED display | Only 8 MP ultra-wide camera |
| Slim & lightweight design | No IP rating |
| 4K video + AI camera features | Storage not expandable |
Motorola Moto G96
The Moto G96 5G brings premium-grade features to the mid-range segment. You get a vibrant 6.67-inch curved pOLED display. The refresh rate is as high as 144 Hz. Everything is layered beneath Gorilla Glass 5. The phone is powered by the Snapdragon 7s Gen 2 chipset and backed by Android 15. So you get the latest functions within your budget. Plus, there’s long-term support.
- 6.67″ curved pOLED, FHD+, 144Hz, 1600 nits, DCI-P3
- Snapdragon 7s Gen 2 (4nm)
- 8GB RAM (+ RAM Boost), 128/256GB storage
- 50MP OIS + 8MP, 32MP selfie, 4K video
- 5500mAh battery
- Android 15 (stock UI)
The device sports a 50 -megapixel Sony primary camera with OIS. There’s an 8-megapixel ultra-wide lens, plus a 32-megapixel front shooter. The battery 5,500 mAh battery with 33W TurboPower charging. It’s not the best, but really capable.
Motorola G96 Pros And Cons
| Pros | Cons |
|---|---|
| 6.67″ pOLED, 144Hz display | 33W charging is moderate |
| Snapdragon 7s Gen 2 chipset | |
| 50MP main + 8MP ultrawide + 32MP front camera | |
| 5,500 mAh battery | |
| 8GB RAM, expandable via RAM Boost |
POCO X7 5G
The POCO X7 5G is a great mid-range phone with the 8GB/256GB option. It has a 6.67-inch FHD+ AMOLED screen with a 120Hz refresh rate and 3000 nits brightness. The device comes with the MediaTek Dimensity 7300 Ultra chip.
It can easily handle everyday tasks and moderate gaming well. The 50-megapixel main camera takes clear photos, and the 20-megapixel front camera is good for selfies. It has a 5,500mAh battery with 45W fast charging. Surely deserves a spot in the best mobile phone under 20000 list.
- 6.67″ 1.5K curved AMOLED, 120Hz, 3000 nits, Dolby Vision/HDR10+, GG Victus 2
- Dimensity 7300-Ultra (4nm), Mali-G615 MC2
- 8/12GB RAM, 256/512GB storage
- 50MP OIS + 8MP + 2MP, 20MP selfie, 4K video
- Large battery
- HyperOS (Android 14>15)
- Stereo speakers, in-display fingerprint, NFC & IR blaster
Poco X7 5G Pros & Cons
| Pros | Cons |
|---|---|
| 6.67″ AMOLED, 120Hz display | Mid-range processor |
| 50MP main + 20MP front cameras | No expandable storage |
| 5,500 mAh battery, 45W fast charging | |
| Dual stereo speakers |
Tecno POVA Slim
The Tecno POVA Slim is for those who are looking for a good phone under 20000 which is slim and stylish. It comes with an AMOLED display with a Dynamic Mood Light Design. Lets check out the features
- 6.78″ 1.5K AMOLED, 144Hz, 4500 nits peak, 3D curved display
- Dimensity 6400 5G, 8GB RAM, 128GB storage
- 50MP + 2MP rear, 13MP front
- 5160 mAh battery
- Slim & light, MIL-STD-810H, IP64
- Dynamic Mood Light Design, Ella AI with Indian language support
Tecno POVA Slim Pros & Cons
| Pros | Cons |
|---|---|
| 6.78″ AMOLED, 144Hz, 4500 nits | Limited storage (128GB) |
| Slim & lightweight, 5160 mAh battery | No OIS on camera |
| MIL-STD-810H, IP64 | No wireless charging |
| 5G with 4×4 MIMO | |
| Ella AI with Indian language support |
CMF By Nothing Phone 2 Pro
The CMF Phone 2 Pro is a budget smartphone with strong features. It has a 6.77-inch AMOLED display with FHD+ resolution and 120Hz refresh rate. It has the Dimensity 7300 Pro 5G processor. The battery is 5,000mAh and supports 33W fast charging. It also supports 5W reverse charging to charge other devices.
- 6.77″ AMOLED, 120Hz, HDR10+, 3000 nits
- Dimensity 7300 Pro, 8GB RAM, 128/256GB + microSD
- 50MP main + 50MP telephoto + 8MP ultrawide, 16MP front, 4K video
- 5000mAh battery
- Nothing OS 3.2 (Android 15), 3 updates
- IP54, stereo speakers, in-display fingerprint, NFC
CMF by Nothing Phone 2 Pro Pros & Cons
| Pros | Cons |
|---|---|
| 6.77″ AMOLED, 120Hz display | IP54 dust/water resistance |
| 50MP dual rear cameras | Mid-range processor |
| Decent battery life | basic front camera |
| Expandable storage |
OPPO K13 5G
The OPPO K13 5G is an affordable phone with fast charging. It has a 6.67-inch AMOLED screen. The Snapdragon 6 Gen 4 chip works well for daily tasks and 5G, with 128GB of storage.
- 6.67″ AMOLED, FHD+, 120Hz, 1200 nits, DCI-P3, AGC DT STAR2 glass
- Snapdragon 6 Gen 4, Octa-core up to 2.3GHz, Adreno 810
- 8GB RAM, 128/256GB storage
- 50MP main + 2MP mono, 16MP front, 4K video, slow-mo 240fps
- 7000mAh battery
- ColorOS 15 (Android 15)
Oppo K13 5G Pros & Cons
| Pros | Cons |
|---|---|
| Battery is a beast with 80W fast charging | Basic 16MP selfie camera |
| 50MP main camera | Heavy at 208 g |
| 6.67″ AMOLED, 120Hz display | |
| Snapdragon 6 Gen 4 performance |
Samsung Galaxy A35 5G
The Samsung Galaxy A35 5G is a stylish and powerful phone that is great for everyday use. It looks modern, feels strong in the hand, and works smoothly. If you want a phone that has a bright screen and has good cameras, this phone is a very good choice.
- 6.6″ Super AMOLED, 120Hz, 1000 nits
- Exynos 1380, 8GB RAM, 128GB + microSD
- 50MP + 8MP + 5MP rear, 13MP front
- 5000mAh battery, fast charge
- One UI 6 (Android), 5-year security updates
- IP67, Gorilla Glass Victus+, stereo speakers
Samsung Galaxy A35 5G: Pros And Cons
| Pros | Cons |
|---|---|
| 120Hz AMOLED display | Slow 25W charging |
| 50MP camera with OIS | Plastic build |
| 5000 mAh battery | No charger included |
| Expandable storage | Can warm during gaming |
| IP67 rating |
Best Mobile Phone Under 20000 With Snapdragon Processor!
People who have an interest in gaming or use their phone for the majority of their daily tasks prefer phones with a Snapdragon Processor. Not that, Dimensity isn’t good. But Snapdragon’s hallmark strengths are AI-enhanced multitasking, 5G prowess, and thermal management. They tend to tolerate drainage, overheating, and other issues gracefully. Also, people have their personal preferences. So if you have been looking for the best mobile phone under 20000 with a Snapdragon processor, we have a few options:
| Phone Model | Price (INR, Base Variant) | Snapdragon Processor | Key Highlights |
|---|---|---|---|
| Moto G67 Power | Rs. 16,999 (6GB/128GB) | Snapdragon 6s Gen 4 | 6.7″ 120Hz OLED, 7,000mAh battery with 33W charging, 50MP OIS main camera, IP64 rating, Android 15 |
| Realme P3 Pro 5G | Rs. 18,499 (8GB/128GB) | Snapdragon 7s Gen 3 | 6.8″ 1.5K quad-curved AMOLED 120Hz, 5,500mAh with 67W charging, 50MP OIS main + 8MP UW, IP69, Realme UI 6.0 |
| iQOO Z10 5G | Rs. 18,999 (8GB/128GB) | Snapdragon 7s Gen 3 | 6.78″ 144Hz AMOLED, 7,300mAh silicon-carbon battery with 90W charging, 50MP OIS main + 8MP UW, IP64, Funtouch OS 15 |
Best Refurbished Mobile Phone Under 20000 (Don’t Miss This!)
Apple iPhone 12 – Refurbished
The Apple iPhone 12 is a timeless flagship. Even though the model is old, it delivers superb quality, especially in the photo department. Plus, you get to experience an iPhone within a 20k budget. Enjoy powerhouse performance and a premium iOS experience even in 2025. Its compact form factor and vibrant display is ideal for users seeking reliability without bulk.
- 6.1″ Super Retina XDR OLED, 60Hz, HDR10/Dolby Vision, 625 nits (1200 HDR)
- A14 Bionic, 4GB RAM, 64/128/256GB storage
- 12MP wide + 12MP ultrawide rear, 12MP front, 4K video, Night mode
- 2815 mAh battery, 20W wired, 15W MagSafe, 7.5W Qi wireless
- iOS 14.1 → iOS 18+, Face ID
- 164 g, IP68, aluminium frame, stereo speakers, 5G, NFC
| Pros | Cons |
|---|---|
| Compact 6.1″ OLED display | 60 Hz refresh rate |
| A14 Bionic chip, smooth performance | Small 2815 mAh battery |
| Dual rear cameras with Night Mode | Only 4GB RAM |
| iOS with long-term updates | No expandable storage |
| IP68 water/dust resistant |
Refurbished Apple iPhone 12 from Cashify is an absolute steal at Rs. 19,599. You are getting Apple’s iconic ecosystem while saving thousands compared to retail prices. It’s a smart way to own premium without the premium tag. Get easy EMI options, rigorous 32-point quality checks, and 6-month warranty and free delivery.
OnePlus 9 Pro 5G – Refurbished
The OnePlus 9 Pro 5G is a speed demon from 2021. It is still punching above its weight, featuring flagship-level cameras. Being refurbished from Cashify, it offers buttery-smooth performance in a stunning glass body. Perfect for Android users craving high-end features on a budget.
- 6.7″ AMOLED, 120Hz, HDR10+, 1300 nits
- Snapdragon 888 5G, 8/12GB RAM, 128/256GB
- 48MP + 50MP + 8MP + 2MP rear, 16MP front
- 4500 mAh, 65W wired, 50W wireless
- IP68, 197 g, stereo speakers, 5G, NFC
| Pros | Cons |
|---|---|
| 6.7″ Fluid AMOLED, 120Hz, HDR10+ | 4500 mAh battery |
| Quad rear cameras with OIS | Front camera only 16MP |
| Snapdragon 888 5G performance | Heavier at 197 g |
| 65W wired & 50W wireless charging | Relatively thick (8.7 mm) |
| IP68 water/dust resistant |
At Rs. 19,599, Cashify’s refurbished OnePlus 9 Pro 5G is a no-brainer deal. You’re basically upgrading to flagship life without spending, plus hassle-free exchanges if needed.
Samsung Galaxy A73 5G – Refurbished
The Samsung Galaxy A73 5G is a versatile mid-ranger with a massive screen and robust build. If you are someone who loves Samsung’s reliable software and long-term updates but can’t get it in a budget, this is the one. Launched in 2022, it holds up remarkably well for users even in 2025.
- 6.7″ AMOLED, 120Hz, HDR10+, 800 nits
- Snapdragon 778G, 6/8GB RAM, 128/256GB + microSD
- 108MP quad rear, 32MP front, 4K video
- 5000 mAh, 25W wired
- IP67, 181 g, stereo speakers, USB-C, 3.5 mm jack
| Pros | Cons |
|---|---|
| Excellent 120Hz Super AMOLED+ display | Only 25W charging (slow for 2025) |
| Strong 108MP main camera with OIS | No wireless charging |
| Smooth Snapdragon 778G performance | Plastic frame |
| Long battery life (5000 mAh) | Launched in 2022 (older hardware) |
| IP67 water/dust resistance | Peak brightness lower than newer models |
| Expandable storage up to 1 TB | Macro & depth sensors are basic |
Refurbished Samsung Galaxy A73 5G from Cashify, starting at just Rs. 18,215. It is a far appealing choice than new budget phones.
Enjoy certified grading, a 6-month warranty, and cost cuts by over 50%. It’s a definite must-consider for getting premium Samsung features like Knox security and years of updates. All with zero compromise on quality and backed by Cashify’s trusted buyback guarantee.
Minimum Features That Should Be There In Phones Under 20000
Let’s check out the standard that you should set when you are buying the best phone under 20000! These are the features that you should expect in such a phone:
| Feature Category | Minimum Expected Feature | Why? |
|---|---|---|
| Display | 6.6-inch AMOLED/pOLED, FHD+, 120Hz, 800+ nits | This gives a bright, colorful, smooth screen. You can see clearly outside in sunlight. Anything lower feels old or laggy. |
| Processor & Performance | Mid-range chip (Dimensity 7300 / Snapdragon 6–7), octa-core, good GPU | This type of processor keeps the phone fast for daily use and light gaming. Weaker chips will lag or freeze. |
| RAM & Storage | 8GB RAM, 128GB storage, microSD support | 8GB RAM keeps apps running smoothly. 128GB gives enough space for photos, apps, and videos. Less than this becomes slow quickly. |
| Rear Camera | 50MP main camera with OIS/EIS, plus 1 extra lens, 1080p video | This setup takes clear photos and stable videos. Without stabilisation, photos look shaky and blurry. |
| Front Camera | 16MP selfie camera, 1080p video | This gives clear selfies and good video call quality. Lower megapixels look grainy. |
| Battery | 5000mAh battery | A 5000mAh battery lasts all day for school, games, and videos. Smaller batteries drain fast. |
| Charging | 33W fast charging | Fast charging saves time. Slow charging takes too long, especially when you’re in a hurry. |
| Software & Updates | Android 15, at least 2 years OS updates + 3 years security updates | Updates keep your phone safe, fast, and bug-free. Without updates, phones get slow and insecure. |
| Build & Durability | Plastic or glass body, IP54 splash protection, stereo speakers | Gives basic protection from water splashes and drops. Stereo speakers make sound clearer. |
| Connectivity & Extras | 5G, dual SIM, Bluetooth 5.2+, Wi-Fi 6, fingerprint sensor, NFC | These features make the phone ready for fast internet, secure unlock, and easy payments. |
Quick Tips For First-Time Buyers For Best Mobile Phone Under 20000
If you are buying the best phone under 20000 for the first time, here are some tips that can be useful for you:
- Always make sure that you know exactly what you are buying the smartphone for. Be it gaming, long battery, or anything else. If you love gaming, go for Realme P3 5G.
- Prices may vary in stores vs. online (e.g., Flipkart vs. local shops). So check all available options like Amazon, Croma, Reliable Digital, and more.
- Festive sales in 2025 could drop these prices further. So wait for a good deal during the sale to save money. You can wait for Flipkart’s Big Billion Sale or Amazon’s Great Indian Sale!
Final Thoughts
And that’s our take on the best mobile phone under 20000 in India 2025. Hopefully, this list will make your purchasing decision easier and help you find what you are looking for.
All these are loaded with features like top-notch cameras, strong performance, long-lasting batteries, and many more. Personally, I would suggest you to go for brands like Redmi, Realme, POCO, Motorola, and Vivo, as they all offer amazing value-for-money factor that is missing in brands like Nokia in this segment.
Remember to share this best mobile phone under 20000 article with your friends and family who are looking to buy the best smartphones under 20000 and help them make an informed decision.
FAQ – Best Mobile Phone Under 20000
Which mobile is best under 20k?
Considering performance, camera quality, and value, brands like OnePlus, Realme, and Samsung stand out as top contenders for the best smartphones under 20000.
Which brand is best for best mobile phone under 20000?
Considering the market share, Brands like Redmi, Vivo, Samsung, and Realme have performed significantly well. However, in terms of performance and an overall smartphone experience, you can opt for Redmi, Samsung, OnePlus, and Redmi. So, if you are searching for the best phone under 20000, you can choose among these brands.
Which is the world’s No 1 phone?
Determining the world’s number one phone is subjective, but brands like Apple, Samsung, and OnePlus are often considered leaders in terms of sales, innovation, and customer satisfaction.
Is OnePlus better than Samsung?
Whether OnePlus or Samsung is better depends on factors like software preference, design, and specific features desired by the user. So it’s a very subjective choice when it comes to best mobile phone under 20000.
Which mobile is best under 20000 in 2025?
For overall performance, the Realme P2 Pro 5G is best. The Motorola Edge 50 Fusion is perfect if you want Snapdragon 7s Gen 2 chips and AMOLED displays. For battery life, the Vivo T3x 5G is unbeatable as it comes with 6,000mAh battery.
Which mobile is best in the range of Rs. 20,000?
The Realme P2 Pro 5G stands out for its powerful processor and 120Hz AMOLED screen. The Nothing Phone 2a is another gem. You get dual 50MP cameras and a unique Glyph design at a slightly lower price. Surely an amazing choice for the best mobile phone under 20000.
Which is best phone under 25000?
Since your budget extends to Rs. 25,000, you might get OnePlus Nord CE 4 Lite or Samsung Galaxy A35 for better cameras and software.
Which brand offers the best value phone under 20000?
Redmi, Realme, and POCO dominate for value. The Redmi Note 14 5G has expandable storage, while the POCO X7 5G has durability. You also get a 5,500mAh battery.
What’s the best camera phone under 20000?
The Nothing Phone 2a is perfect with its dual 50MP setup for high-quality shots. The Infinix Note 40 Pro 5G with a 108MP main camera is ideal for detailed photos in bright conditions.
Is 5G worth it in phones under 20000?
Yes! Every phone here supports 5G.
Which best mobile phone under 20000 has the best display?
The Motorola Edge 50 Fusion has a 6.7-inch pOLED with a 144Hz refresh rate and 1600 nits brightness. It is perfect for gaming and media. The POCO X7 5G comes with a 3000-nit AMOLED for outdoor use.
Which best mobile phone under 20000 offers the fastest charging?
The Realme 13+ 5G tops the list with 80W SUPERVOOC charging (50% in 20 minutes). The Motorola Edge 50 Fusion follows with 68W charging and a 5,000mAh battery.
Which best mobile phone under 20000 has the longest battery life?
The Vivo T3x 5G wins with a 6,000mAh battery. The POCO X7 5G offers 5,500mAh with 45W charging.
You May Also Like
If you’ve just bought a new phone and don’t know what to do with your old phone, then here’s your answer. Sell old mobile to Cashify and get the best price for it. If you are planning to buy a new phone, check out Cashify’s refurbished mobile phones. You can get your favourite phone at almost half price with six-month warranty, 15 days refund and free delivery.
