Finding the best phone under 20000 with best camera can be quite a challenge since most high-end cameras fall under a much higher price bracket. However, there are some gems that can still be worth a shot to deliver outstanding picture quality while being under a decent budget of 20k.
In this article, we have compiled a list of such devices and explained the features in detail to help you choose the best camera phone under 20k for you.
Also Read: 10 Best Mobile Phones Under 25000 In India
Best Phone Under 20000 with Best Camera Price Details
Let’s look at the price list for the Best Phone Under Rs. 20,000 with Best Camera:
| Best Phone Under 20000 with Best Camera | Price |
| OnePlus Nord CE 4 Lite 5G | Rs. 17,999 |
| Realme Narzo 70 Pro 5G | Rs. 17,999 |
| Realme 12 5G | Rs. 18,380 |
| Samsung Galaxy A23 5G | Rs. 17,299 |
| Motorola Moto G85 | Rs. 17,999 |
| Xiaomi Redmi Note 13 5G | Rs. 15,999 |
| iQOO Z9 | Rs. 15,499 |
| OPPO A78 5G | Rs. 18,999 |
| Samsung Galaxy M35 5G | Rs. 16,999 |
| Vivo Y56 | Rs. 19,999 |
| POCO X5 5G | Rs. 16,999 |
Best Phone Under Rs. 20,000 With Best Camera Features
Now that you know the price for the Best Phone Under 20000 with Best Camera, let’s explore the features in more detail.
OnePlus Nord CE 4 Lite 5G
OnePlus launched the Nord series aiming at the mid-range segment again, and it succeeded well. The OnePlus Nord CE 4 Lite 5G flaunts a screen size of 6.67 inches and a smooth 120Hz AMOLED display. The smartphone is powered by Qualcomm Snapdragon 695 5G processor and packs a battery of 5,500mAh with 30W Fast charging capability.
Score
OnePlus Nord CE 3 Lite 5G
Processor
7.9
Display
7.7
Camera
8.4
Battery
8.2
You get a triple-camera setup with 50-megapixels + 2-megapixels and 16 megapixels at the front. The camera performance is quite good, with 3X zoom capacity compared to other smartphones at this budget, making it the Best Phone Under 20000 with Best Camera.
Storage Variants
- 8GB|128GB
Pros and Cons
| Pros | Cons |
| AMOLED Display | Back built does not look strong |
| Great battery capacity | |
| Lossless camera zoom |
Realme Narzo 70 Pro 5G
The Realme Narzo 70 Pro 5G is closely making it the best camera phone under the 20000 list. The phone features a 6.67 Inches-inch full-screen display and a seamless viewing experience. Further, it is powered by a Dimensity 7050 chipset. Packed with a battery of 5000mAh, the smartphone supports a flash charging mechanism of 65W.
Score
Xiaomi Redmi Note 13 5G
Processor
8.0
Display
8.9
Camera
8.2
Battery
8.2
What makes Realme Narzo 70 Pro special is that, being a budget phone, it flaunts a Sony IMX890 OIS camera along with an 8-megapixel and 2-megapixel lens, making a killer combo for photography. At the front, we have a 16-megapixel camera that can click superb selfies even at night.
Storage Variants
- 8GB RAM| 128GB
- 8GB RAM| 256GB
Pros and Cons
| Pros | Cons |
| Stylish design | lacks HDR support |
| Capable performer | |
| Stunning camera setup |
Realme 12 5G
Next on our list of the Best Phone Under 20000 with Best Camera is the Realme 12 5G. The smartphone is a charmer when it comes to camera performance. Unlike it’s older models, this one sports a dual camera setup at the back: 108-megapixel primary camera with 3x Zoom portrait. These can be expected from the best camera mobile under 20000 for sure.
Score
Xiaomi Redmi Note 13 5G
Processor
8.0
Display
8.9
Camera
8.2
Battery
8.2
MediaTek Dimensity 6100+ processor powers the phone and runs Android 13. You get a 5,000mAh battery capacity that supports 45W SUPERVOOC fast charging
Also Read: 10 Best Mobile Phones Under 15000 In India
Storage Variants
- 8GB|128GB
Pros and Cons
| Pros | Cons |
| Powerful Processor | Plastic Unibody |
| Excellent Battery Life | |
| Great Camera |
Samsung Galaxy A23 5G
The Samsung Galaxy A23 has a 6.6-inch TFT display with a Full HD+ (1,080 x 2,408 pixel) resolution with an Infinity-V notch. The display screen is further protected by Corning Gorilla Glass 5. A Qualcomm Snapdragon 680 chipset has been placed within the Galaxy A23, along with 6GB RAM. The smartphone is packed with a 5000mAh Li-ion battery that is non-removable.
Score
Samsung Galaxy A23
Processor
8.1
Display
4.5
Camera
8.5
Battery
8.2
The Samsung Galaxy A23 has a quad camera setup featuring a 50-megapixel primary camera and a single front camera setup for selfies featuring an 8-megapixel sensor. This Best Phone Under 20000 with Best Camera ensures great picture quality and consistent performance for users.
Storage Variants
- 6GB|128GB
- 8GB|128GB
Pros and Cons
| Pros | Cons |
| Android 12 | Mediocre screen quality |
| Excellent camera setup at both ends | |
| Massive battery |
Also Read: 10 Best Mobile Phones In The World
Motorola Moto G85
The Motorola Moto G85 is one of the more recent Motorola phones in the market. Moreover, the company has designed this phone to cater to the sub-INR 20,000 category. This Best Phone Under 20000 with Best Camera comes with a Snapdragon 6 Gen 3 Processor and 8GB RAM.
This is more than enough to handle your daily tasks. Furthermore, the excellent 6.7-inches pOLED panel combines with a refresh rate of 120Hz to bring you one of the best displays at this price point.
Score
Motorola Moto G72
Processor
7.9
Display
8.5
Camera
8.2
Battery
8.2
However, the mobile phone’s camera system will catch your attention. The Motorola Moto G72 has a dual-camera system at the rear: a 50-megapixel primary sensor, an 8-megapixel Ultra-Wide camera. You also get a 5,000mAh battery. Users have already bookmarked this phone’s camera performance for its excellent performance. If you prefer a stock Android experience, the Motorola Moto G85 is one of the best camera phones under 20000.
Pros and Cons
| Pros | Cons |
| Excellent camera setup | Limited Availability |
| Stock Android experience | |
| Decent battery backup |
Xiaomi Redmi Note 13 5G
The Xiaomi Redmi Note 13 5G, being one of the slimmest phones by Xiaomi, claims its position as the Best Phone Under 20000 with Best Camera. Once you look at this smartphone, you’ll find yourself loving the pOLED display panel, which has a 120Hz refresh rate.
You’ll also find Corning Gorilla Glass 5 protection for the display and TUV Rheinland Blue Light certification for the screen. The smartphone works through a MediaTek Dimensity 6080 6nm Octa-core 5G processor.
Score
Xiaomi Redmi Note 13 5G
Processor
8.0
Display
8.9
Camera
8.2
Battery
8.2
Regarding the camera system, you’ll find a quad-camera setup. The primary camera is a 128-megapixel with in-sensor zoom AI and works in tandem with the 8-megapixel Ultra Wide camera and 2-megapixel Macro lens. A little bit of everything is sprinkled onto the phone’s camera system, along with AI features. At the front, the phone sports a 16-megapixel selfie shooter. For the price you’re paying for the smartphone today, you’ll find that the features are more than satisfactory. Finally, the IP54 dust and water resistance certification should also be enough to deter any scratches or overall issues with the smartphone.
Storage Variants
- 6GB | 128GB
- 8GB | 256GB
- 12GB | 256GB
Pros and Cons
| Pros | Cons |
| IP54 water and dust resistance | sound quality is average |
| Superb and gorgeous display | |
| Decent 5000mAh battery capacity |
iQOO Z9
The iQOO Z9 is a 5G-enabled flagship smartphone from a China-based mobile company, iQOO. It features a 6.67-inch LCD display and a refresh rate of 120Hz. The device is powered by a MediaTek Dimensity 7200 processor. Offers a good 5000mAh battery life with support for 44W fast charging.
Score
iQOO Z9 5G
Processor
8.8
Display
9.0
Camera
8.4
Battery
8.2
In terms of camera, the iQOO Z9 sports a 50-megapixel Sony IMX882 OIS camera that also enables 4K videos. You can capture decent shots in Super Night Mode and a clear 2x Portrait Zoom. The iQOO Z9 is a great option for those looking for a feature-packed 5G-enabled flagship device and, of course, the best camera phones under 20000.
Storage Variants:
- 8GB | 128GB
- 8GB | 256GB
Pros and Cons
| Pros | Cons |
| Slim Design | Plastic build |
| Long-lasting 5000mAh battery capacity | |
| 50-megapixel UHD |
Also read: Best Mobile Phones Under 30000 In India
OPPO A78 5G
Score
OPPO A78 5G
Processor
7.9
Display
6.8
Camera
8.0
Battery
8.2
OPPO has a decent market share in the Indian smartphone scene. However, it has taken a slight backseat of late, thanks to brands such as Realme and POCO taking over multiple segments. Nonetheless, it still has a few excellent products that you can try today. For example, the OPPO A78 5G is without a doubt the Best Phone Under 20000 with Best Camera.
It comes with a MediaTek Dimensity 700 chipset paired with 8GB of RAM for excellent overall performance. The 6.56-inch IPS LCD screen ensures decent display quality for daily usage. Moreover, the 5000mAh battery and 33W of Super VOOC fast charging get you through an entire workday without hassle.
However, the phone’s main attraction is its camera system. This OPPO smartphone has a dual camera system, a 50-megapixel main shooter, and a 2-megapixel depth sensor. At the front, you have a single 8-megapixel selfie camera. The main camera at the rear provides excellent photographs in daylight and indoors with good lighting conditions. You can’t go wrong with this phone for the price that you’re paying!
Variants:
8GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| The main camera provides superior shots in daylight | The processor is a bit outdated |
| Elegant design and aesthetics | |
| 33W fast charging | |
| Supports NFC pairing |
Samsung Galaxy M35 5G
The Samsung Galaxy M35 5G is one of the best phones available for the best camera mobile phone under 20000. It has the huge 6,000mAh battery with Vapour Cooling System. The handset offers a 50-megapixel no-shake triple camera along with amazing night photography. Moreover, you don’t have to worry about grainy or unclear images in low-light conditions, as with this handset, you can capture sharp and clear images even at night.
You are also getting a 120Hz Super AMOLED Display.
Pros and Cons
| Pros | Cons |
| 50-megapixel No shake cam | Heating issue |
| 4 Generations of OS Upgrades | |
| 6,000mAH battery |
Vivo Y56
Score
Vivo Y56 5G
Processor
7.9
Display
7.4
Camera
8.0
Battery
8.2
Next, on the list of the Best Phone Under 20000 with Best Camera, we have the Vivo Y56 5G. The handset features a 6.58-inch FHD+ display that provides an immersive visual experience. Moreover, with its dual 50-megapixel + 2-megapixel rear camera setup, every shot becomes a masterpiece, delivering exceptional image quality and depth of field. Packed with 8GB of RAM and a generous 128GB internal memory, the Vivo Y56 offers ample space for all your apps, photos, and videos, providing a seamless multitasking experience.
Additionally, a 16-megapixel front camera is included for selfies and video chats. The handset performs well in low-light conditions and has a premium design. This handset offers the perfect blend of powerful camera capabilities, impressive performance, and long-lasting battery life.
Variants
8GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| Ample storage | No ultra-wide camera |
| Good camera capabilities | |
| Good battery backup |
POCO X5 5G
Score
POCO X5 5G
Processor
7.9
Display
8.9
Camera
8.2
Battery
8.2
With POCO X5 5G, you can take your photography skills to the next level. The handset has a triple rear camera setup of 48-megapixel + 8-megapixel + 2-megapixel. The 8-megapixel ultra-wide camera lets you encapsulate your surroundings with a simple tap, making it ideal for taking epic landscape photos and group selfies. Moreover, the 48-megapixel AI camera captures incredible detail and bright colours in every snap, setting your social media game on fire.
The handset is equipped with a 13-megapixel front camera for selfies and video chats. Definitely one of the best camera phones under 20000.
Variants
6GB RAM | 128GB Storage
8GB RAM | 256GB Storage
Pros and Cons
| Pros | Cons |
| Excellent camera | No wireless charging |
| Large battery | |
| Eye-catching display |
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Best Camera Phones Under 20000: Final Thoughts
All right, this was all about the best camera phones under 20000. While each one on the list is amazing, if we had to pick our favourite, it would be Vivo T1 5G. I enjoyed the camera of this amazing smartphone. The rear and front cameras are worthy of clicking eye-catching pictures with the perfect blend of light and tone.
FAQs
Which is the number 1 camera phone under 20000?
The Vivo Y35 stands out as the top camera phone under 20000 with its excellent camera performance, long-lasting battery, and impressive gaming capabilities.
Which phone has higher camera quality?
The OnePlus Nord CE 3 Lite 5G offers superior camera quality with its 108-megapixel triple-camera setup, providing exceptional photo clarity and detail.
Which phone is best for photography?
The Realme 9 5G SE is an excellent choice for photography enthusiasts with its powerful Snapdragon 778G processor, outstanding camera performance, and long-lasting battery life.
Is there a number 1 camera phone?
While there are several contenders, the Vivo Y35 stands out as a top contender for the number 1 camera phone under 20000, offering exceptional camera capabilities and overall performance.
Which Android phone is best for the camera?
The Realme Narzo N55 ranks among the best Android phones for the camera under 20000, delivering stunning photography performance and stylish design.
Is a 108MP camera good for a phone camera?
Yes, a 108MP camera phone offers excellent benefits for capturing highly detailed and high-resolution photos, making it ideal for photography enthusiasts seeking exceptional image quality.
How many megapixels is good for a phone camera?
While preferences vary, a camera with around 108 megapixels provides exceptional clarity and detail, ensuring high-quality photos suitable for various purposes.
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